Rental Acquisition Readiness Calculator — HomeNOW Institute
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HomeNOW Institute
H.O.U.S.E. Equation
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Rental Acquisition Readiness Calculator
Make your next rental acquisition with little or no money out of pocket.
Answer 8 quick questions about your cash, credit, and deal access. We'll give you an estimated Acquisition Date, tell you exactly what's really in your way, and show you the fastest path to close that gap.
2 minutes. No documents required to start.
An honest estimate. Your personalized Acquisition Date.
A real next step. The exact move that closes your gap fastest.
Question 1 of 8
Roughly how much cash do you have available today for a down payment and reserves on a rental property?
Ballpark is fine — this isn't a credit check.
✓
Under $5,000
✓
$5,000 – $20,000
✓
$20,000 – $50,000
✓
$50,000+
Question 2 of 8
After your current bills, how much surplus do you have each month to put toward this goal?
✓
Little to none
✓
$200 – $500 / mo
✓
$500 – $1,000 / mo
✓
$1,000+ / mo
Question 3 of 8
Where does your credit stand today?
Best guess is fine.
✓
Below 580, or no established credit
✓
580 – 659
✓
660 – 719
✓
720+
Question 4 of 8
How would you describe your current debt load?
✓
High — most of my income goes to debt payments
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Moderate — manageable, but noticeable
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Low — minimal debt
Question 5 of 8
What's your rental or mortgage payment history?
Lenders look for a clean, seasoned track record here.
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I've never held a mortgage or lease in my name
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Less than 1 year of history
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1 – 2 years
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2+ years, clean
Question 6 of 8
How long have you been at your current job or income source?
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Less than 6 months
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6 – 12 months
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1 – 2 years
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2+ years, stable
Question 7 of 8
Where do you stand on finding an actual property?
Money and credit only get you so far — this matters just as much.
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I don't know how to find rental deals yet
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I know how, but haven't found one yet
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I already have agents or wholesalers feeding me deals
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I already have a specific property in mind
Question 8 of 8
Be honest — how ready are you to move?
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I'm ready now — I just need the plan
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I'm exploring, but want to see if this is realistic
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I'm not in a rush, just curious
Almost there
Where should we send your full report?
Your Acquisition Date, your #1 roadblock, and your recommended strategy — sent to you and unlocked below.